Retirement-saying Bye to the old and Hello to the New!

retirement planningThere really is something to be said about “cutting the cord” when one retires. Turning off the 8 to 5 day-to-day routine is a challenge. 3 months into retirement, my husband is still getting up at 6am, heading out the door by 8 to run errands and back in the house by 4pm to get dinner going. He says he’s never looked back, but it’s rather obvious he hasn’t adjusted his internal clock as of yet.

A rather large issue at the present is once again learning to deal with one another on an hour to hour, day-to-day basis. In the past, even though we worked in the same office, we still had our own offices and jobs, which allowed one to have their own space. Now, there’s no offices or hiding places–its 24/7 face time between two very head strong personalities. There truly is effort required in re-establishing that ever so important relationship and I’m happy to note that there has been steady improvement.

The nights in which either of us wake up thinking about office issues are slowly and steadily decreasing. We don’t run into many of our job related peers, other than occasional visits from our former staff. We seem to have rekindled some friendships put on hold during all those years of rushing related to work, yet a lot  have also moved on. It appears that a lot of our friends have uprooted and followed their children who now have families of their own. Grandparents can come in quite handy in regards to watching the grandkids.

The biggest adjustment is that of not receiving a paycheck; especially after approx 35 years of  receiving one on a regular basis. Even though planning for this all our lives, tapping into one’s savings for expenses, is nothing but foreign. We grew up in an era where savings was an ingrained topic from grade-school on and you touched it for nothing, other than college. You truly re-think random purchasing of anything and ask yourselves, is it a need or a want, which usually puts the answer clear and center.

As far as the “free time” one is supposed to have when they retire, haven’t seen it. The regular chores/responsibilities don’t go away. The projects left sitting in every corner for however many years, are calling out one by one. Some projects are being tackled and others released. Good thing about keeping those projects for so long is that they’re much easier to let go since most are no longer pertinent. After living a structured lifestyle for 3 1/2 decades, we’re slowly chipping the structure away as we re-invent and build our new life.

The first year in retirement will most likely be used re-organizing, planning, completing projects and getting use to being around one another 24/7.  After that, who knows? I do hope that the world calms down and traveling will once again be doable without concern, but that is to be determined. In the meantime, we won’t be bored, will plan some long weekend trips (either together or solo) as well as visit more with the grand-kids. I’m positive that retirement will be a good thing!

 

 

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